Hello, Apexians! It’s Monday, and we have money stories for you. Are you ready to dive into some of the best personal-finance articles from around the web? I am!

A midwife in the North Country. [The New Yorker] — “Sunday Smith is likely the only certified nurse-midwife offering out-of-hospital births in a hundred-mile radius. Her services are in high demand, yet she has trouble making ends meet.” This is a l-o-n-g article (and it may be behind a paywall for you) but it’s fascinating. It touches on many different aspects of personal finance. Well worth reading, if you have the time.

Five lessons from the “witch” of Wall Street. [Morningstar] — “During the Gilded Age of the late 19th century, a woman named Hetty Green was one of the most powerful financiers in the world. She made the vast majority of her $100 million fortune ($2.3 billion in today’s dollars) herself, investing in railroad stocks and bonds, government bonds, and mining stocks. She also provided loans to cash-strapped businesses and bailed out the city of New York on several occasions…Here are five lessons we can learn from Hetty Green about investing and life.”

The aggregation of marginal gains. [Josh Overmyer] — “The guys on the ChooseFI podcast talk about it all the time, how life doesn’t just suddenly become wonderful overnight. Each and every small change or improvement we make adds up and compounds over a lifetime. And because of the power of the Aggregation of Marginal Gains, Brad posts a prompt every Friday morning asking ‘What was the ONE THING you did this week to make your life easier, happier, wealthier, more efficient, etc?’ I’ve gone back to almost every week in 2019 to gather what I posted on each of the Friday Facebook prompts from Brad. Here’s a look back.”

It’s time to let go of commuter culture. [Jalopnik] — “Cities across the world are re-examining the role of the automobile. More specifically, and especially among American cities, they’re trying to get more people to commute like Leo. This is happening because, in many cases, policymakers have realized that they cannot continue to grow by adding more people who use cars as their sole transportation method, to say nothing of mitigating the never-ending gridlock and poor air quality that exists today.”

To wrap things up this Monday, here’s a very important non-financial article from Audobon: When is a bird a “birb”? — “Birb is a slightly daffy word from the same school of internet absurdity that gave us LOLCats and Doge. Yet unlike these online gags, or memes, birb functions as a category rather than a stock character. It is roughly akin to ‘doggo’ or ‘snek’, yet all dogs and snakes are contained within those words; birb remains amorphous.”

Jim and I are here to help you with all of life’s important matters. 😉

The post Birb. appeared first on Apex Money.

Upgraded: Male Found Dead Near Paddock Dish in Pacheco|East County Today

Photo given through Craig Cannon, for use only

At 12:14 pm Friday, the Converse Costa County Sheriffs Workplace reacted to a file of a male down in the car park of Paddock Dish near the California Grand Casino in the 5900 block of Pacheco Blvd. in Pacheco.

It was actually reported that upon arrival, the Sheriffs Office deputies were actually in MOUTH-TO-MOUTH RESUSCITATION and also upon landing of firemens and AMR, it was actually stated that a minimum of someone was actually died.

Representants also situated a blood stream path in the area and also were actually speaking to multiple witnesses. They also have requested a K9 to the scene to aid the examination.

Nothing else details have actually been discharged, nonetheless, by 1:45 pm, the Converse Costa Area Sheriffs Workplace validated this was currently a homicide investigation.

Investigatives Check Out Pacheco Blvd Murder

Investigators from the Converse Costa County Office of the Officer Investigation Division remain to check out a homicide that occurred this mid-day.

At regarding 12:12 PM, Sheriff’s Office dispatch was actually informed regarding a clinical call along with cops needed on the 5900 block of Pacheco Blvd in Pacheco. The caller mentioned that a man dealt with in blood was existing on the sidewalk.

A quick even though later, Pleasant Mountain policeman got here and also did CPR on the male target. He was actually later on evident died at the scene. The sufferer, felt to become a 29-year-old Pacheco local, is actually certainly not being identified right now.

The Constable’s Office Crime Lab reacted to the location. The examination in to this massacre is actually recurring. Investigatives mention this happening does not show up random as well as that the target and the problematic understood each other.

Anybody along with any type of info on this situation is inquired to consult with the Office of the Constable at (925) 646-2441 or even Investigation Department at (925) 313-2600. For any suggestions, email: or even call (866) 846-3592 to leave an anonymous voice information.

CHP was actually requested for traffic management to shut downs all streets of traffic:

Particular Details 1:23 PM 5 [23]
A19-241 NEG ADDITIONAL CHP NEEDED/ 5 COCO SO SYSTEM 1097 1:02 PM 4 [12] A19-402A





Street shootout between Nikon 35mm camera/lens combos yields surprising results – By Isaac D. Pacheco – 35mmc

Gear reviews are typically created to help consumers decide between products with similar specifications and price points. Accordingly, comparisons often focus on the nuances that exist between otherwise analogous products. That was obviously not the intent of this zany Nikon 35mm shoot off. This review grew from my desire to see how my recently acquired Nikonos V with its included W-Nikkor 35mm f/2.5 lens, which I picked up second hand for $200, stacked up against Nikon’s top-of-the-line 35mm film combo, the $2,500 Nikon F6 and $1,500 AF-S Nikkor 35mm f/1.4G.

Nikon F6 / AF-S 35mm f/1.4G

Nikonos V / W-Nikkor 35mm f/2.5

The resulting shots ended up looking pretty similar, but image quality is only one consideration when selecting a camera/lens combo for a particular assignment. Ergonomics, ease of use, and durability are all critically important factors as well. I pitted an underwater rangefinder from the mid-1980s, mounted with a manual focus lens that was originally introduced in 1963, against Nikon’s flagship 35mm SLR outfitted with a 35mm prime lens from 2010 that includes features like Nano Crystal Coat and Silent Wave autofocus. This was never going to be a fair fight.

Nikonos V / W-Nikkor 35mm f/2.5

Nikon F6 / AF-S 35mm f/1.4G

I expected the speed and handling of the F6 combo to far surpass the brick-like Nikonos V with its manual, distance-scale focus lens. I expected the bright SLR viewfinder to help me achieve more accurate compositions. I expected the faster AF-S lens to be sharper wide open. I got what I expected.

Nikonos V / W-Nikkor 35mm f/2.5

Nikon F6 / AF-S 35mm f/1.4G

What I didn’t expect was how similarly the lenses performed when stopped down. I’m not just referring to sharpness and depth of field, differences that become negligible for most lenses when they’re shot at f/8 or smaller apertures. No, the real surprise was how similar color rendition, contrast, and distortion looked between these two lenses with very different optical formulas. The W-Nikkor 35mm lens, for being half a century older and 20 times less expensive than the “gold ring” AF-S lens, created results on par with its professional counterpart. I did find most shots from the F6 to be slightly warmer than those from the Nikonos V, which I suspect is a result of the Super Integrated Coating on one element of the AF-S lens.

Nikonos V / W-Nikkor 35mm f/2.5

Nikon F6 / AF-S 35mm f/1.4G

I loaded both cameras with FUJIFILM Fujicolor C200 and shot them in aperture priority mode. With the exception of the hotdog vendor shots above, I selected the same apertures for each comparison shot and relied on each camera’s center weight meter to select the proper shutter speed. For the most part, all exposures ended up being within 1/3 stop of each other. This shoot off was definitely not a scientifically rigorous comparison, and it was never intended to be. It was simply a fun excuse to get out and take some pictures on film. But it also ended up reinforcing the notion that you don’t always need to spend a ton of money to make high-quality photographs.

Nikonos V / W-Nikkor 35mm f/2.5

Nikon F6 / AF-S 35mm f/1.4G

Street shooters on a budget who are happy with manual focus won’t find a more solid combo (literally and metaphorically) than the Nikonos V and W-Nikkor 35mm f/2.5. Not only can this fully waterproof rangefinder and lens be had for a fraction of the price of professional SLR gear, but they are also smaller and financially less painful to replace should they be lost or stolen. This makes the Nikonos V a particularly good choice for journalists and street shooters who are covering assignments in inclement weather or in other harsh and unpredictable environments.

Important Information

Analogue Spotlight at The Photography Show: The Photography Show 2020 is set to have a much bigger Analogue Photography presence with a new “Analogue Spotlight” feature and a significantly increased contingent of analogue photography businesses and individuals having stands or a presence at the show.

Find out more about the show including a code for dicounted tickets here,

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North Miami Beach Police Officer Ambar Pacheco Arrested for Beating Eight-Month Pregnant Woman

Miami Beach Police arrested Pacheco on the scene and charged her with a felony count of aggravated battery on a pregnant victim.

The woman beaten by the North Miami Beach officer was rushed by Miami Beach Fire Rescue to Mount Sinai Hospital, where she gave birth. There’s no word this morning on the condition of her and the child.

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Pacheco has been an officer with NMBPD for less than a year, says Maj. Richard Rand, a spokesperson for the department. She worked as a uniformed patrol officer.

“She’s been relieved of duty as of this morning pending an internal investigation,” he says.

Rand says he hasn’t reviewed her internal file yet and doesn’t have any details about whether she faced other complaints in her time on the force.

Pacheco’s arrest is the latest in a truly insane run of corruption and mismanagement in North Miami Beach. Just yesterday, prosecutors charged Commissioner Frantz Pierre with taking thousands in bribes from a local strip-club owner in exchange for voting for the man’s extended-hours liquor license. Earlier this year, Mayor George Vallejo resigned and pleaded guilty to his own corruption charges.

Just after 8:30 last night, Miami Beach Police rushed to Española Way to find a woman who was eight months pregnant in distress. The woman told police she was having severe abdominal pain and contractions after another woman had beaten her in the stomach.

Police quickly found her attacker: 26-year-old Ambar Pacheco, who works as a police officer in North Miami Beach. Pacheco didn’t deny the brutal attack on a “visibly pregnant” woman, MBPD officers say in an arrest report.

Pacheco told Miami Beach cops that the victim’s boyfriend “kicked her sister in the face.” And then Pacheco said, “I saw red and beat the shit out of her.”

Missing out on male in Mexico: Jessy Pacheco faded away in Guadalajara while celebrating his college graduation – CBS Information

A male coming from northwest Arkansas has actually gone missing out on while celebrating his graduation coming from health care school in Guadalajara, Mexico, depending on to his family and friends. Jessy Pacheco, who also attended the Educational institution of Arkansas– Fortress Smith, was final found Saturday, CBS partner KFSM-TV reported.Pacheco’s family members anxieties

he has been abducted after investing opportunity at a club in Mexico. They assert he was actually with a buddy that was actually found shot dead a block away coming from the club, although that have not been actually validated through officials, KFSM-TV states.The current graduate’s relatives have taken the look for their missing adored in to their own hands.”If nobody’s gon na assist us, we acquired

ta assist ourselves, “Francine Solis informed KFSM-TV. In the meantime, Pacheco’s various other cousin Jeffrey Solis has communicated to the U.S. Consulate as well as FBI, but apparently have actually obtained little bit of assistance.”The USA Consulate claimed that they couldn’t help due to the fact that they have no jurisdiction there,”Jeffrey said.”When I called the FBI to create this document they pointed out that is actually incorrect given that he’s an U.S. person.”The loved ones mentioned Pacheco was actually specified to return Tuesday from Mexico to begin

his occupation as a pediatrician. They continue to proceed the hunt and also has put together a GoFundMe to assist cover the expense.

The Lovebirds (2020) – Official Trailer – Paramount Pictures

Every happy couple has one moment that defines their relationship. Watch the official trailer for #TheLovebirds starring Issa Rae and Kumail Nanjiani – In theatres April 3.

A couple (Issa Rae & Kumail Nanjiani) experiences a defining moment in their relationship when they are unintentionally embroiled in a bizarre crime. As their journey to clear their names takes them from one extreme – and hilarious – circumstance to the next, they must figure out how they, and their relationship, can survive the night.

Connect with #TheLovebirds


Paramount Pictures Corporation (PPC), a major global producer and distributor of filmed entertainment, is a unit of Viacom (NASDAQ: VIAB, VIA), home to premier global media brands that create compelling television programs, motion pictures, short-form content, apps, games, consumer products, social media experiences, and other entertainment content for audiences in more than 180 countries.

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Honest Trailers | Bad Boys

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Honest Trailers | Bad Boys
Voice Narration: Jon Bailey aka Epic Voice Guy
Written by: Spencer Gilbert, Joe Starr, Dan Murrell, Danielle Radford & Lon Harris
Produced by: Spencer Gilbert, Joe Starr, Dan Murrell, & Max Dionne
Edited by: Kevin Williamsen
Post-Production Supervisor: Emin Bassavand
Production Coordinator: Ryan O”Toole


How To Make A DEADLY COMPETITION FIlm In 5 Minutes Or Less

With Mockingjay arriving, we thought it would be fun to look at how one might go about making their own movie about people killing each other. If you have 5 minutes to spare, you, too, can learn to make your own Deadly Competition film.

Check out Bobby’s channel:

What episodes of this series would you like to see?

Tomorrow: Sins!
Friday: Another sketch with Cracked! Merch:

Trashed Official Trailer #1 (2012) – Documentary – HD Movie

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Trashed Official Trailer #1 (2012) – Documentary – HD Movie

Trashed – No Place For Waste looks at the risks to the food chain and the environment through pollution of our air, land and sea by waste. The film reveals surprising truths about very immediate and potent dangers to our health. It is a global conversation from Iceland to Indonesia between the film star Jeremy Irons and scientists, politicians and ordinary individuals whose health and livelihoods have been fundamentally affected by waste pollution. Visually and emotionally the film is both horrific and beautiful: an interplay of human interest and political wake-up call. But it ends on a message of hope: showing how the risks to our survival can easily be averted through sustainable approaches that provide far more employment than the current ‘waste industry.’